Whether you like it or not, you need car insurance if you plan on driving. The roads are dangerous and you aren’t the only one on them. In 2013, the National Safety Council reported over six million accidents in a single year. Every time you drive without insurance, you’re at risk. While you may think it won’t happen to you, here are a few reasons you need car insurance from us here at Hawk Joliet.
- Money – The average cost of a car accident in 2013 was $9,300 in property damage alone. Once you take medical bills and disabling injuries into account, that number comes dangerously close to six figures. If you don’t have insurance, not only could you be without a car but you could lose everything.
- Law – In most states, driving without insurance has serious consequences. Vehicle impoundment, license suspension, and fines are the punishment for failing to maintain minimum coverage. Unless you plan on riding a bike everywhere, you’re best off obeying the law.
- Protection – If you have car insurance, you’re effectively protecting the investment you made in your car and yourself. Cars aren’t cheap and neither are medical bills. If you happen to get hit by an uninsured driver, your insurance will likely cover most of the expenses.